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Source: Federal Reserve SLOOS (FRED) · DRTSCILMData through Q2 2026 · Updated Jul 14, 2026 All rates →
The Credit Tap: Are Banks Tightening?
Sustained readings above ~40 have accompanied recessions - the supply side of credit.
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<iframe src="https://chixan.com/embed/rates/us_bank_lending_standards/" width="640" height="440" style="border:0" loading="lazy" title="The Credit Tap: Are Banks Tightening? — Chixan"></iframe>Cite this chart
Chixan (2026). The Credit Tap: Are Banks Tightening?. Federal Reserve SLOOS (FRED). https://chixan.com/charts/rates/us_bank_lending_standards/
